Payments processors
We provide paid products and/or services on our
Website. In that case, we use third-party services for payment processing (e.g.
payment processors).
We will not store or collect your payment card
details. That information is provided directly to our third-party payment
processors whose use of your personal information is governed by their Privacy
Policy. These payment processors adhere to the standards set by PCI-DSS as
managed by the PCI Security Standards Council.
Key terms:
The following is a summary of the key
terms of this service:
·
Payment(s) through this Service may only be made
with a Credit / Debit card, Net Banking, IMPS, NEFT, RTGS, UPI, Wallet based
payment
·
Before using this Service, it is recommended that
the user shall make necessary enquiry about the charges or fees payable against
the Credit/Debit card Net Banking, IMPS, NEFT, RTGS, UPI, Wallet based payment
i.e. of the respective Bank / service provider.
·
The credit card information supplied at the time of
using the service is processed by the payment gateway of the service provider
and is not supplied to CELEX. It is the sole responsibility of the User of the
service to ensure that the information entered in the relevant fields are
correct. It is recommended that you take and retain a copy of the transaction
for record keeping purposes, which might assist in resolution of any disputes
that may arise out or usage of the service
·
The Applicant agrees, understands and confirms that
his/ her personal data including without limitation details relating to debit
card/ credit card/net banking transmitted over the Internet may be susceptible
to misuse, hacking, theft and/ or fraud and that CELEX or the Payment Service
Provider(s) have no control over such matters.
·
The service is provided using a payment gateway
service provider through a secure website. However, neither the payment gateway
service provider nor the CELEX gives any assurance, that the information so
provided online by a user is secured or may be read or intercepted by a third
party. CELEX does not accept or assume any liability in the event of such
unauthorized interception, hacking or other unauthorized access to information
provided by a user of the service.
·
CELEX and/or the Payment Service Providers shall not
be liable for any inaccuracy, error or delay in, or omission of (a) any data,
information or message, or (b) the transmission or delivery of any such data,
information or message; or (c) any loss or damage arising from or occasioned by
any such inaccuracy, error, delay or omission, non-performance or interruption
in any such data, information or message. Under no circumstances shall the
CELEX and/or the Payment Service Providers, its employees, directors, and its
third party agents involved in processing, delivering or managing the Services,
be liable for any direct, indirect, incidental, special or consequential
damages, or any damages whatsoever, including punitive or exemplary arising out
of or in any way connected with the provision of or any inadequacy or
deficiency in the provision of the Services or resulting from unauthorized
access or alteration of transmissions of data or arising from suspension or
termination of the Service.
·
The Applicant agrees that CELEX or any of its
employees will not be held liable By the Applicant for any loss or damages
arising from your use of, or reliance upon the information contained on the
Website, or any failure to comply with these Terms and Conditions where such
failure is due to circumstance beyond CELEX’s reasonable control.
Debit/Credit Card, Bank Account
Details:
·
The Applicant agrees that the debit/credit card
details provided by him/ her for use of the aforesaid Service(s) must be
correct and accurate and that the Applicant shall not use a Debit/ credit card,
that is not lawfully owned by him/ her or the use of which is not authorized by
the lawful owner thereof. The Applicant further agrees and undertakes to
Provide correct and valid debit/credit card details.
·
The Applicant may pay his/ her application/initial
fees to CELEX by using a debit/credit card or through online banking account.
The Applicant warrants, agrees and confirms that when he/ she initiates a
payment transaction and/or issues an online payment instruction and provides
his/ her card / bank details:
1.
The Applicant is fully and lawfully entitled to use
such credit/debit card, bank account for such transactions;
2.
The Applicant is responsible to ensure that the
card/ bank account details provided by him/ her are accurate;
3.
The Applicant authorizes debit of the nominated
card/ bank account for the Payment of fees selected by such Applicant along
with the applicable Fees.
4.
The Applicant is responsible to ensure that
sufficient credit is available on the nominated card/ bank account at the time
of making the payment to permit the Payment of the dues payable or fees dues
selected by the Applicant inclusive of the applicable Fee.
No warranty:
No warranty, representation or
guarantee, express or implied, is given by the CELEX in respect of the
operation of the service.
Disclaimer and Limitation of
liability:
CELEX does not accept liability for
any damage, loss, cost (including legal costs), expenses, indirect losses or
consequential damage of any kind which may be suffered or incurred by the User
from the use of this service.
Governing law:
These terms and conditions are
governed by the laws of India and the competent courts at Kolkata shall have
exclusive jurisdiction.
Dispute Resolution:
Any dispute arising in relation to
the terms and conditions will be submitted to a sole arbitrator appointed by
CELEX under the provisions of the Arbitration and Conciliation Act, 1996 and
rules framed there under. The venue of Arbitration shall be at Kolkata.
Refund/Cancellation Policy:
Amount once received will not be
refunded under any circumstances.